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Residence Permit Without Gainful Activity

Switzerland · Central Europe

Source: Mobility Asset DatabaseLifecycle: UnknownResidency-to-PassportIndependent Means Visas

Program facts from the CitizensOS Mobility Asset Database. Unknown facts are shown as Unknown, never as zero.

Check your optionsCompare mobility assetsExplore Switzerland
Publication state
Mobility Asset Database
Lifecycle status
Unknown
Facts checked through
Sep 21, 2026
Source snapshots
Database edition

Identity and current status

The route identity and current status.

Present
Year establishedPublished
2011
Governing lawPublished
Federal Act on Foreign Nationals and Integration
Responsible authorityPublished
State Secretariat for Migration

What the program provides

What the program gives the holder.

Present
What the program providesPublished
Finance Alpine luxury with your independent means in Switzerland's prestigious resorts

Best suited for

Who the program tends to suit. Research only, never a personal recommendation.

Absent

No governed customer claim is present for this section.

Eligibility

Personal qualifications an applicant must establish.

Present
Minimum agePublished
18 years
Clean criminal record requiredPublished
Yes
Local health insurance requiredPublished
Yes
Nationality restrictionsPublished
No
Basic eligibilityPublished
Proof of regular passive income ($21,600+/year)
Employment statusPublished
Not applicable
Type of remote employmentPublished
Not applicable
Generational limitPublished
Not applicable

Household inclusion

How spouses and children are treated.

Present
Family sponsorshipPublished
Yes
Spouse includedPublished
Yes
Children includedPublished
Yes
Child age limitPublished
18 years

Documents

Evidence categories and filing documents.

Absent

No governed customer claim is present for this section.

Process and timeline

How you apply and how long it takes.

Present
Processing timePublished
13–26 weeks
Can apply without travelingPublished
No
How you applyPublished
Visa at a Swiss consulate, then cantonal permit approved by the State Secretariat for Migration
Required in-person stepPublished
Swiss consulate
What the processing time measuresPublished
About 3-6 months
Official application routePublished
https://www.sem.admin.ch/sem/en/home/sem/kontakt/kantonale_behoerden/adressen_kantone_und.html

Costs and investment

Fees, income and savings thresholds, and investment amounts.

Present
Minimum investmentPublished
None required
Minimum passive investment (July 2026)Published
None required
Minimum active investment (July 2026)Published
None required
Processing feePublished
$1,200
Application feePublished
$610
Total cost to applyPublished
$1,810
Monthly income requiredPublished
None required
Monthly pension income requiredPublished
$1,800/month
Monthly rental income requiredPublished
None required
Savings requiredPublished
None required
Proof of sufficient fundsPublished
Yes
Local bank deposit requiredPublished
No
Minimum local bank depositPublished
None required
Fees paidPublished
Before approval

Presence and maintenance

Stay, renewal, and how long the status lasts.

Present
Stay required to keep statusPublished
183 days/year
Physical presence requiredPublished
Yes
In-country visit requiredPublished
Yes
Move-in windowPublished
12 months
Length of residencyPublished
12 months
Residency is lifetimePublished
No
RenewablePublished
Yes
Maximum durationUnknown
Unknown
Maximum duration is lifetimePublished
Yes
Stay rule (Sept 2026)Published
B permit is cancelled after 6+ consecutive months abroad; Geneva requires spending most of the year in Switzerland
Tax residency rulePublished
Foreign individuals are tax residents if they intend to permanently establish usual abode, stay for 30+ consecutive days for work, or stay for 90+ consecutive days without work.
Personal income taxPublished
range between 11.5%-45%

Rights and onward pathways

Work, healthcare and other rights, and the path to permanent residence and citizenship.

Present
Time to permanent residencyPublished
5 years
Time to citizenshipPublished
10 years
Work for a local employerPublished
No
Start a businessPublished
No
Remote or freelance workPublished
No
Local healthcare accessPublished
Yes
University accessPublished
Yes
Can buy landPublished
Yes
Local bankingPublished
Yes
Permanent residence timeline basisPublished
Years stated
Citizenship timeline basisPublished
Years stated

Risks, limitations, and uncertainty

Notes on changes, conflicts, and limits.

Present
Plan B note (Sept 2026)Published
Canton must confirm fiscal interest (lump-sum tax, typically CHF 250,000+/yr); over-55 route needs close ties to Switzerland

Sources, freshness, and conflict disclosure

Where the CitizensOS Mobility Asset Database took these facts from.

Present
Official program websitePublished
https://www.ch.ch/en/school-and-education/living-in-switzerland-without-gainful-employment#further-information
Plan B sources (Sept 2026)Published
https://www.pwc.ch/en/publications/2022/Taking_up_residence_in_Switzerland_EN.pdf | https://www.ge.ch/en/applying-residence-permit-without-gainful-activity/lump-sum-taxation-permit-third-country-national | https://csglobalpartners.com/residency/switzerland/ | https://kpmg.com/ch/en/insights/taxes/lump-sum-taxation.html

Every fact on this page comes from the CitizensOS Mobility Asset Database (Sep 21, 2026 edition). A blank is shown as Unknown.

This anonymous dossier is read-only research. It does not establish personal fit, eligibility, legal or tax advice, filing, approval, residence, citizenship, or a held Right.