Saved to your Wishlist

Turn this option into a real plan.

The free Mobility Match Assessment uses your priorities, timing, and household to surface countries and routes worth a deeper look. Your saved item stays in your Wishlist either way.

Take the free assessment
Back to mobility assets

in_rbd

Overseas Citizenship of India (OCI)

India · South East Asia

Source: Mobility Asset DatabaseLifecycle: UnknownResidency-to-PassportResidency by Descent

Program facts from the CitizensOS Mobility Asset Database. Unknown facts are shown as Unknown, never as zero.

Publication state
Mobility Asset Database
Lifecycle status
Unknown
Facts checked through
Sep 21, 2026
Source snapshots
Database edition

Identity and current status

The route identity and current status.

Present
Year establishedPublished
2005
Governing lawPublished
Citizenship (Amendment) Act, 2005
Responsible authorityPublished
Ministry of Home Affairs

What the program provides

What the program gives the holder.

Present
What the program providesPublished
Connect with your Indian heritage through lifetime visa privileges and nearly all rights of resident Indians

Best suited for

Who the program tends to suit. Research only, never a personal recommendation.

Absent

No governed customer claim is present for this section.

Eligibility

Personal qualifications an applicant must establish.

Present
Minimum agePublished
18 years
Clean criminal record requiredPublished
Yes
Local health insurance requiredPublished
No
Nationality restrictionsPublished
No
Basic eligibilityPublished
Descendants of Indian nationals up to grandparents
Employment statusPublished
Full-time employee or self-employed
Type of remote employmentPublished
Not applicable
Generational limitPublished
2
Ancestral connectionPublished
2nd Generation Limit: Claims are generally limited to a parent or grandparent. Great-grandparents are not included unless in specific historical cases.
Unbroken chain of citizenshipPublished
The ancestor must have been an Indian citizen at some point | Special provisions exist for those whose parents/grandparents were citizens of British India | If the ancestor voluntarily acquired another citizenship before June 1950, it could affect eligibility

Household inclusion

How spouses and children are treated.

Present
Family sponsorshipPublished
Yes
Spouse includedPublished
Yes
Children includedPublished
Yes
Child age limitPublished
18 years

Documents

Evidence categories and filing documents.

Absent

No governed customer claim is present for this section.

Process and timeline

How you apply and how long it takes.

Present
Processing timePublished
4–8 weeks
Can apply without travelingPublished
Yes
How you applyPublished
Online form, then documents mailed to VFS Global
What the processing time measuresPublished
About 4-8 weeks from mailing to card in hand
Official application routePublished
https://ociservices.gov.in/welcome

Costs and investment

Fees, income and savings thresholds, and investment amounts.

Present
Minimum investmentPublished
None required
Minimum passive investment (July 2026)Published
None required
Minimum active investment (July 2026)Published
None required
Processing feePublished
$275
Application feePublished
$300
Total cost to applyPublished
$575
Monthly income requiredPublished
None required
Monthly pension income requiredPublished
None required
Monthly rental income requiredPublished
None required
Savings requiredPublished
None required
Proof of sufficient fundsPublished
Yes
Local bank deposit requiredPublished
No
Minimum local bank depositPublished
None required
Fees paidPublished
Before approval

Presence and maintenance

Stay, renewal, and how long the status lasts.

Present
Stay required to keep statusPublished
None
Physical presence requiredPublished
No
In-country visit requiredPublished
No
Move-in windowPublished
0 months
Length of residencyUnknown
Unknown
Residency is lifetimePublished
Yes
RenewablePublished
No
Maximum durationUnknown
Unknown
Maximum duration is lifetimePublished
Yes
Stay rule (Sept 2026)Published
No stay rule: OCI is a lifelong multiple-entry visa
Tax residency rulePublished
Residents staying more than 182 days per year will be considered tax residents
Personal income taxPublished
range betwee 0%-35%

Rights and onward pathways

Work, healthcare and other rights, and the path to permanent residence and citizenship.

Present
Time to permanent residencyPublished
Immediate
Time to citizenshipPublished
12 years
Work for a local employerPublished
Yes
Start a businessPublished
Yes
Remote or freelance workPublished
Yes
Local healthcare accessPublished
Yes
University accessPublished
Yes
Can buy landPublished
Yes
Local bankingPublished
Yes
Permanent residence timeline basisPublished
Immediate upon approval
Citizenship timeline basisPublished
Years stated

Risks, limitations, and uncertainty

Notes on changes, conflicts, and limits.

Absent

No governed customer claim is present for this section.

Sources, freshness, and conflict disclosure

Where the CitizensOS Mobility Asset Database took these facts from.

Present
Official program websitePublished
https://ociservices.gov.in/
Plan B sources (Sept 2026)Published
https://www.cgichicago.gov.in/content/How-to-apply-for-OCI-Card-OCI-2026.docx.pdf | https://www.immihelp.com/oci-card-experiences/19/

Every fact on this page comes from the CitizensOS Mobility Asset Database (Sep 21, 2026 edition). A blank is shown as Unknown.

This anonymous dossier is read-only research. It does not establish personal fit, eligibility, legal or tax advice, filing, approval, residence, citizenship, or a held Right.