me_rbi
Temporary Residence Based on Real Estate Ownership
Montenegro · Southern Europe
Source: Mobility Asset DatabaseLifecycle: UnknownExtended ResidencyEconomic Residency
Program facts from the CitizensOS Mobility Asset Database. Unknown facts are shown as Unknown, never as zero.
- Publication state
- Mobility Asset Database
- Lifecycle status
- Unknown
- Facts checked through
- Sep 21, 2026
- Source snapshots
- Database edition
Identity and current status
The route identity and current status.
- Year establishedPublished
- 2018
- Governing lawPublished
- Law on Foreigners (Zakon o strancima), Official Gazette of Montenegro 12/2018, amended by Official Gazette 3/2026 (in force 17 Jan 2026)
- Responsible authorityPublished
- Ministry of Interior of Montenegro (Ministarstvo unutrasnjih poslova)
What the program provides
What the program gives the holder.
- What the program providesPublished
- One-year renewable Montenegro residence for owners of real estate with a tax-assessed value of at least EUR 150,000
Best suited for
Who the program tends to suit. Research only, never a personal recommendation.
No governed customer claim is present for this section.
Eligibility
Personal qualifications an applicant must establish.
- Minimum agePublished
- 18 years
- Clean criminal record requiredPublished
- Yes
- Local health insurance requiredUnknown
- Unknown
- Nationality restrictionsPublished
- No
- Basic eligibilityPublished
- Own real estate in Montenegro with a Tax Administration assessed value of at least EUR 150,000 (EU/EEA/Swiss nationals exempt from the value floor), use it, and have property taxes paid
- Generational limitPublished
- Not applicable
Household inclusion
How spouses and children are treated.
- Family sponsorshipPublished
- Yes
- Spouse includedPublished
- Yes
- Children includedPublished
- Yes
- Child age limitPublished
- 18 years
- ChildrenPublished
- Spouse and minor children apply separately for family reunification once the owner holds the permit
Documents
Evidence categories and filing documents.
No governed customer claim is present for this section.
Process and timeline
How you apply and how long it takes.
- Processing timePublished
- 4.3–8.7 weeks
- Can apply without travelingPublished
- No
- How you applyPublished
- In person at the Ministry of Interior office for the place of residence in Montenegro
- Required in-person stepPublished
- Filing in person in Montenegro, plus residence card pickup; renewal each year in person
- What the processing time measuresPublished
- Filing to decision: law sets a 40-day decision deadline (gov.me); law firms report 30-60 days
- Official application routePublished
- https://www.gov.me/en/article/temporary-residence
Costs and investment
Fees, income and savings thresholds, and investment amounts.
- Minimum investmentPublished
- $175,500
- Minimum passive investment (July 2026)Published
- $175,500
- Minimum active investment (July 2026)Published
- None required
- Processing feeUnknown
- Unknown
- Application feeUnknown
- Unknown
- Total cost to applyUnknown
- Unknown
- Monthly income requiredUnknown
- Unknown
- Monthly pension income requiredPublished
- None required
- Monthly rental income requiredPublished
- None required
- Savings requiredUnknown
- Unknown
- Proof of sufficient fundsPublished
- Yes
- Local bank deposit requiredUnknown
- Unknown
- Minimum local bank depositUnknown
- Unknown
- Minimum investment as published (Sept 2026)Published
- EUR 150,000 (tax-assessed value of real estate, not contract price)
- Other investment routes (Sept 2026)Published
- EU/EEA and Swiss nationals and their family members qualify with property of any value; permits granted before 17 Jan 2026 renew without the value test. Montenegro's citizenship-by-investment program closed at the end of 2022.
- Fees paidPublished
- Before approval
- Cost notesPublished
- No official fee schedule found; secondary sources cite about EUR 25 for the permit plus card and admin costs. Real estate transfer tax (3%) is paid on purchase.
Presence and maintenance
Stay, renewal, and how long the status lasts.
- Stay required to keep statusPublished
- 2 days/year
- Physical presence requiredPublished
- Yes
- In-country visit requiredPublished
- Yes
- Move-in windowUnknown
- Unknown
- Length of residencyPublished
- 12 months
- Residency is lifetimePublished
- No
- RenewablePublished
- Yes
- Maximum durationUnknown
- Unknown
- Maximum duration is lifetimePublished
- Yes
- Stay rule (Sept 2026)Published
- Permit ends if the holder stays outside Montenegro for more than 30 days without notifying the Ministry; with prior notice, absences of up to 90 days are allowed
- Tax residency rulePublished
- Residents with a domicile or centre of vital interests in Montenegro, or staying 183 days or more in a tax year, are tax residents
- Personal income taxPublished
- range between 0%-15%
Rights and onward pathways
Work, healthcare and other rights, and the path to permanent residence and citizenship.
- Time to permanent residencyPublished
- 5 years
- Time to citizenshipPublished
- 10 years
- Work for a local employerPublished
- No
- Start a businessUnknown
- Unknown
- Remote or freelance workUnknown
- Unknown
- Local healthcare accessUnknown
- Unknown
- University accessUnknown
- Unknown
- Can buy landPublished
- Yes
- Local bankingPublished
- Yes
- Permanent residence timeline basisPublished
- Years stated
- Citizenship timeline basisPublished
- Years stated
Risks, limitations, and uncertainty
Notes on changes, conflicts, and limits.
- Investment note (Sept 2026)Published
- Value floor added by amendments adopted 31 Dec 2025, published Official Gazette 3/2026, applied from 17 Jan 2026. Value is taken from the Tax Administration transfer-tax decision.
- Plan B note (Sept 2026)Published
- Away-limit, not a day count: absences over 30 days in a row end the permit unless the Ministry is notified in advance (up to 90 days), so in practice this is a live-there permit. PR after 5 years of continuous temporary residence, though a law firm reports the Ministry may not count time held only on the property ground; citizenship needs 10 years of lawful residence. Permit gives no right to work.
Sources, freshness, and conflict disclosure
Where the CitizensOS Mobility Asset Database took these facts from.
- Official program websitePublished
- https://www.gov.me/en/article/temporary-residence
- Investment source (Sept 2026)Published
- https://adzicpartners.com/amendments-to-the-foreigners-act-montenegro/ | https://bdkadvokati.com/montenegro-adopts-amendments-to-the-foreigners-act
- Plan B sources (Sept 2026)Published
- https://www.gov.me/en/article/temporary-residence | https://www.ronalegal.com/en/blog/montenegro-residence-permit-through-property | https://adzicpartners.com/amendments-to-the-foreigners-act-montenegro/
Every fact on this page comes from the CitizensOS Mobility Asset Database (Sep 21, 2026 edition). A blank is shown as Unknown.
This anonymous dossier is read-only research. It does not establish personal fit, eligibility, legal or tax advice, filing, approval, residence, citizenship, or a held Right.