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Inversionista de Macro Empresa (Macro-Company Investor)

Panama · Central America

Source: Mobility Asset DatabaseLifecycle: UnknownResidency-to-PassportActive Investor Visas

Program facts from the CitizensOS Mobility Asset Database. Unknown facts are shown as Unknown, never as zero.

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Publication state
Mobility Asset Database
Lifecycle status
Unknown
Facts checked through
Sep 21, 2026
Source snapshots
Database edition

Identity and current status

The route identity and current status.

Present
Year establishedPublished
2008
Governing lawPublished
Decreto Ley N.º 3 de 22 de febrero de 2008 (Arts. 185–190), Ley 25 de 1992 and its regulating executive decrees
Responsible authorityPublished
Servicio Nacional de Migración, Ministerio de Seguridad Pública

What the program provides

What the program gives the holder.

Present
What the program providesPublished
Put US$160,000 into the capital stock of an operating Panamanian company, employ five Panamanians, and convert two years of provisional residency into permanent status

Best suited for

Who the program tends to suit. Research only, never a personal recommendation.

Absent

No governed customer claim is present for this section.

Eligibility

Personal qualifications an applicant must establish.

Present
Minimum ageUnknown
Unknown
Clean criminal record requiredPublished
Yes
Local health insurance requiredUnknown
Unknown
Nationality restrictionsPublished
No
Basic eligibilityPublished
Invest at least US$160,000 in the paid-in capital stock of an operating Panamanian company, serve as a shareholder and corporate officer, and have the company employ at least five Panamanian workers registered with Social Security and paid at least minimum wage
Employment statusPublished
Self-employed
Generational limitPublished
Not applicable

Household inclusion

How spouses and children are treated.

Present
Family sponsorshipPublished
Yes
Spouse includedPublished
Yes
Children includedPublished
Yes
Child age limitUnknown
Unknown
ChildrenPublished
Each dependent requires an additional US$2,000 in the company's capital stock, plus proof of kinship and a responsibility letter

Documents

Evidence categories and filing documents.

Absent

No governed customer claim is present for this section.

Process and timeline

How you apply and how long it takes.

Present
Processing timeUnknown
Unknown
Can apply without travelingPublished
No
How you applyPublished
Filed in person by a Panamanian attorney at the Servicio Nacional de Migración
Required in-person stepPublished
Applicant registers biometrics and collects the residency card (carné) in Panama; company formation, licensing and bank verification also require in-country steps
Official application routePublished
https://www.migracion.gob.pa/wp-content/uploads/02.INVERSIONISTA_MACRO_EMPRESA.pdf

Costs and investment

Fees, income and savings thresholds, and investment amounts.

Present
Minimum investmentPublished
$160,000
Minimum passive investment (July 2026)Published
None required
Minimum active investment (July 2026)Published
$160,000
Processing feeUnknown
Unknown
Application feePublished
$5,000
Total cost to applyPublished
$5,000
Monthly income requiredPublished
None required
Monthly pension income requiredPublished
None required
Monthly rental income requiredPublished
None required
Savings requiredPublished
None required
Proof of sufficient fundsUnknown
Unknown
Local bank deposit requiredPublished
No
Minimum local bank depositPublished
None required
Fees paidPublished
Before approval
Cost notesPublished
US$5,000 government fee for the main applicant plus a refundable US$800 repatriation deposit; each dependent adds US$2,000 to the required capital contribution

Presence and maintenance

Stay, renewal, and how long the status lasts.

Present
Stay required to keep statusPublished
2 days/year
Physical presence requiredPublished
No
In-country visit requiredPublished
Yes
Move-in windowUnknown
Unknown
Length of residencyPublished
24 months
Residency is lifetimePublished
No
RenewablePublished
Yes
Maximum durationUnknown
Unknown
Maximum duration is lifetimePublished
Yes
Stay rule (Sept 2026)Published
No minimum in-country day count is published; law-firm guidance recommends no more than about six consecutive months' absence at a time so as not to jeopardize the conversion to permanent residence, and the underlying company must stay operational
Tax residency rulePublished
Residents staying more than 183 days per year will be considered tax residents
Personal income taxPublished
range between 0%-25%

Rights and onward pathways

Work, healthcare and other rights, and the path to permanent residence and citizenship.

Present
Time to permanent residencyPublished
2 years
Time to citizenshipPublished
7 years
Work for a local employerPublished
No
Start a businessPublished
Yes
Remote or freelance workUnknown
Unknown
Local healthcare accessPublished
Yes
University accessPublished
Yes
Can buy landPublished
Yes
Local bankingPublished
Yes
Permanent residence timeline basisPublished
Years stated
Citizenship timeline basisPublished
Years stated

Risks, limitations, and uncertainty

Notes on changes, conflicts, and limits.

Present
Plan B note (Sept 2026)Published
Active, capital-and-jobs-based investor status — not a no-presence Plan B asset. The pb_presence_days_per_year figure applies the away-limit conversion (≤ 6 months absence at a stretch → 2 days/year) rather than a stated required-stay count, since no explicit day requirement was published; this roughly matches the queue's 'stay 180 days' claim, which appears to describe the absence limit, not a presence requirement.

Sources, freshness, and conflict disclosure

Where the CitizensOS Mobility Asset Database took these facts from.

Present
Official program websitePublished
https://www.migracion.gob.pa/
Plan B sources (Sept 2026)Published
https://www.migracion.gob.pa/wp-content/uploads/02.INVERSIONISTA_MACRO_EMPRESA.pdf | https://kraemerlaw.com/en/immigration/panama-business-investor-visa/ | https://legaliapanama.com/en/migration-to-panama/visas-and-residence-permits/panama-permanent-residency-visas/macro-company-investor-visa/ | https://www.chenleeyasociados.com/servicios/servicios-migratorios-panama/inversionista-de-macro-empresa-en-panama.html | https://mici.gob.pa/decreto-ejecutivo-722/

Every fact on this page comes from the CitizensOS Mobility Asset Database (Sep 21, 2026 edition). A blank is shown as Unknown.

This anonymous dossier is read-only research. It does not establish personal fit, eligibility, legal or tax advice, filing, approval, residence, citizenship, or a held Right.