Peru
Capital Lima
The people who know this process cold
Facilitators, cross-border advisors, and community groups.
Not yet sourced
What the signals say about care
The normalized healthcare index, plus which programs grant local-system access.
How the system works
You navigate the EsSalud public system, funded by payroll taxes, and MINSA for basics. Private clinics like Clínica Anglo Americana serve expats. The WHO notes improving coverage but persistent infrastructure gaps.
What you will use
You buy private insurance (€40–110/mo) for fast access. Emergencies cost €100–300 out of pocket without it. Pharmacies are abundant for OTC medications.
Quality and access
Urban private care rivals US standards; public care is variable with waits up to months. Rural areas lack specialists. The OECD highlights significant access disparities.
The private market
You choose plans from Pacífico or Rímac covering dental and vision extras. Annual policies run €500–1,500, and expats praise Lima clinics for elective care.
Could Peru be your next move?
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